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Introduction to CardPlus Issuing API for card issuing

Issuing API Overview

The Issuing API provides a platform for issuing and managing payment cards. Built on REST principles, the API offers access to card issuing and custody infrastructure, enabling you to build financial applications with reduced complexity.

What is the Issuing API?

The Issuing API is a RESTful API that enables you to:
  • Issue Cards - Create physical and virtual payment cards for your customers
  • Manage Accounts - Create and manage card accounts with flexible funding models
  • Process Transactions - Monitor and manage card transactions in real-time
  • Control Spending - Set limits, controls, and spending rules
  • Receive Notifications - Get real-time webhook notifications for important events

Key Features

  • Card Issuing - Issue physical and virtual cards. Support multiple card account modes including prepaid, asset-link, and fixed-limit.
  • Account Management - Flexible account structures with support for multiple currencies, balances, and transfers.
  • Real-Time Processing - Process transactions, monitor balances, and receive instant notifications via webhooks.
  • Security & Compliance - RSA-signed JWT authentication and audit trails.

API Architecture

The Issuing API is:
  • RESTful - Standard HTTP methods (GET, POST, PUT, DELETE) with JSON responses
  • Secure - RSA-signed JWT authentication for all requests
  • Scalable - Built to handle card issuing operations
  • Well-Documented - API reference and examples on developer.cardplus.cc

Base URLs

Please obtain the correct Base URL from your CardPlus solution contact:
  • Production: (provided by your solution manager)
  • Sandbox: (provided by your solution manager for testing)

Common Use Cases

Card Issuing Programs

Launch card programs for your customers with support for multiple card types, spending controls, and real-time transaction monitoring.

Prepaid Card Solutions

Create prepaid card accounts that customers can fund and use for purchases, with flexible top-up and withdrawal options.

Digital Wallet Integration

Integrate virtual cards into your digital wallet or mobile app for seamless payment experiences.