curl --request POST \
  --url http://localhost/wallet/api/user/applyCard

{
  "code": 123,
  "msg": "<string>",
  "data": {
    "channel": "UTGL",
    "status": "ACTIVE",
    "cardId": 123,
    "cardNumber": "<string>",
    "cardUUID": "<string>",
    "embossedName": "<string>",
    "expiryMonth": "<string>",
    "expiryYear": "<string>",
    "last4": "<string>",
    "msg": "<string>"
  }
}