curl --request POST \
  --url http://localhost/curve/card/user/test

{
  "code": 123,
  "msg": "<string>",
  "data": {
    "bonus": 123,
    "channel": "UTGL",
    "innerStatus": "APPROVED",
    "rejectReason": "<string>",
    "status": "APPROVED"
  }
}